social security death benefit

It can also be awarded to the spouse if they had not been sharing a household if they met one of the following requirements during the month of . If the widow or widower has reached their own full retirement age, they can get their deceased spouse's full benefit, Sherman said. The Social Security Administration considers people 18 and older to be disabled if they have a physical or mental condition that: 4. Please advise what steps I can take. See more Who is eligible for Social Security Lump Sum Death Payment? In most cases, the funeral director will report the death to Social Security using Form 721- Statement of Death, based on the information provided by the family of the deceased. If so, you or another family member may qualify for monthly survivors benefits. Your email address will not be published. It may be no surprise that using someone else's benefits after they die is a federal crime, regardless of whether the death was reported or not. Has lasted or can be expected to last for a continuous period of not less than 12 months. About 7.8 million individuals aged 60 and older receive Social Security benefits based, at least in part, on a deceased spouses work record. You should give the funeral home the deceased persons Social Security number if you want them to make the report. Social Security Death Records (SSDR) contain the following data on a deceased person: Last name; First name For starters, a person is due no Social Security benefits for the month of their death. By Dawn Bystry, Acting Associate Commissioner, Office of Strategic and Digital Communications. Results in the inability to do any substantial gainful activity; and. They can apply for reduced benefits as early as age 60 (or, generally, age 50 if disabled), in contrast to the standard earliest claiming age of 62. If the surviving spouse remarries before 60, they become ineligible for benefits. Ultimately, the surviving family members are responsible for ensuring that the death is reported promptly to Social Security. You, the surviving spouse, became eligible for Social Security payments when the individual passed away. At one time, Social Security did pay benefits to college students, but the law changed in 1981. You should give the funeral home the deceased persons Social Security number if you want them to make the report. You and your family could be eligible for benefits based on the earnings of a worker who died. I 100% agree Miss Marple! Age 18 or older with a disability that began before age 22. Hi, Cindy. "For all other cases, the surviving spouse will need to call Social Security and schedule an appointment to apply for survivors benefits," Sherman said. You can learn more by reading the Social Security Survivors handbook. If you and your spouse were living in different places during the time of their death, you can still potentially receive the $255 payment. You can speak to a Social Security representative between 7 AM and 7 PM Monday through Friday. What social security will I get when I retire? at 1-800-772-1213, Monday through Friday, between 8:00 a.m. and 7:00 p.m., for assistance. He just graduated from high school on May 31 . I had to leave because the home is toxic. We are sorry to hear about your loss. If you need to report a death or apply for benefits, call 1-800-772-1213 . again. And a whole lot more. If you have a representative payee because of a physical or a mental disability, in order to become your own payee, you must show SSA that you are now mentally and physically able to handle your money yourself. The surviving spouse was already receiving Social Security benefits on the deceaseds record. When applying for benefits for a child under the age of 18, we consider the parent(s) or step-parent with custody, as the proper applicant. This benefit, meant to assist with a familys financial burden of losing the lost loved ones income, is particularly important for young families with children. You can speak to a Social Security representative between 8:00 a.m. 7:00 p.m. Monday through Friday. No, Social Security does not pay for funerals. how can we start the Social Security Survivores Benifits we are lost to how to start and what do we need? Copyright 2021. Social Security is a key source of financial security to widowed spouses. These family members can expect to receive the following amounts as death benefits: There are significant exceptions to the general rules outlined in the previous list of benefits survivors may expect to receive based on the decedents work history. I assume this was the only one in my employment history, as the other months were not even close to being over the limit. The death benefit is a one-time payment of $255. However, the surviving spouse and ex-spouse can claim benefits as early as age 60, but the benefits will be reduced by 71.5% to 99%, with the percentage increasing as you approach the full retirement age. I was told years ago when my benefits stopped her benefits would be increased, however they havent increased. Is there age restriction of a surving son to collect the $255.00 beneift?I dont see that anywhere in this website. Sometimes it is paid automatically, but if you have not received it you may have to contact Social Security directly by phone at: 1-***-***-**** between 8:00 am and 7:00 pm, Monday through Friday. Check out the Social Security website to see who all qualifies for the death benefit: https://www.ssa.gov/benefits/survivors/ifyou.html#:~:text=Do%20we%20pay%20death%20benefits,benefits%20on%20the%20deceased's%20record. For minor children of a person who died, benefits also may be available, as well as to a surviving spouse who is caring for the kids. We'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death. You can. Two surviving dependent parents of the deceased worker each receive 75 % of the defendants benefit. At that time my son was 15 years old. We pay disability benefits to those who can't work because they have a medical condition that's expected to last at least one year or result in death. As the survivor, if you are the spouse, child or parent of someone who has worked long enough under the Social Security Administration you may qualify to receive certain benefits. Social Security's Lump Sum Death Payment (LSDP) is federally funded and managed by the U.S. Social Security Administration (SSA). We and our partners use cookies to Store and/or access information on a device. These include widows and widowers, divorced widows and widowers, children, and dependent parents. To apply for the Social Security Death Benefit by phone youll need to call 800.772.1213. We are sorry to hear about your situation. In this situation, the surviving spouse would need to fit one of the following requirements during the same month that the individual died: The child of a deceased Social Security recipient can receive the payment if there is no eligible surviving spouse. If your spouse or parent dies, you might be eligible for a lump-sum death benefit drawn from their Social Security account. According to Social Security a son or child of the deceased can receive the $255 death benefits if: * They are unmarried* And have a disability that began for age 22. We hope this helps. But what happens if a worker who has paid into the system for their entire working life but dies either before or after they start receiving their retirement benefits? If you are working and paying into Social Security, some of those taxes you pay are for survivors benefits. This benefit is also known as the Social Security Widows Benefit. Local offices fully reopened April 7 after being closed to walk-in traffic for more than two years due to the COVID-19 pandemic, but Social Security recommends calling in advance and scheduling an appointment to avoid long waits. At one point I tried working a part-time job. If the unexpected happens, Social Security may be able to help. The Social Security death benefit is a one-time flat rate payment of $255 that is available for anyone who qualifies for the Social Security program. Got a confidential news tip? If you file as an individual and your combined income is between $25,000 and $34,000, you may be taxed on up to 50% of your benefits. See How Social Security Can Help You When A Family Member Dies for more information. Minor children of the deceased beneficiary may be eligible for survivor benefits on the deceased parent's record. If we can't verify your information online, we can still help you get the information you need. Hi Jack, it depends. If you have questions about your eligibility to claim survivor benefits, get the answers you need today. * unmarried and* have a disability that started before 22. Typically, the current and former spouses are eligible to receive 100% of the deceased spouses benefits if they have attained the full retirement age. In most cases, the funeral home will report the persons death, however, if not, a surviving family member should notify the Social Security Administration as soon as possible following the date of death. If the widow or widower has reached their own full retirement age, they can get their deceased spouse's full benefit, Sherman said. According to Social Security, the only other family members who are eligible are stepchildren, grandchildren, adopted children, and parents who were being cared for by the deceased individual. This was solely because it was a 5-payday month. A surviving spouse or child may receive a special lump-sum death payment of $255 if they meet certain requirements. A surviving divorced spouse, under certain circumstances, A widow or widower at any age who is caring for the deceaseds child who is under age 16 or disabled and receiving childs benefits. For your security, we do not have access to private information in this venue. To learn more about the Social Security Lump-Sum Death Benefit you can contact the Social Security Administration at 800.772.1213, visit their website, or visit an office near you. 5 Ways of Finding My Old 401Ks, Including Using SSN. So if a person dies in August, the check for that month which would be paid in September would need to be returned if received. If you have a representative payee because of a physical or a mental disability, in order to become your own payee, you must show SSA that you are now mentally and physically able to handle your money yourself. AARP is a nonprofit, nonpartisan organization that empowers people to choose how they live as they age. What is the average death benefit from Social Security? Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription toAARP The Magazine. First, it's important for the Social Security Administration to be alerted as soon as possible after the person dies. For specific questions about your benefits, please. If the surviving spouse was staying with the deceased spouse or collecting spousal benefits on the deceaseds records, he/she will receive the lump-sum death benefit. The Social Security Death Benefit is a one-time payment to a deceased person's estate or to their surviving spouse. A surviving dependent parent may be eligible to receive Social Security benefits if they depended on the deceased beneficiary for at least half of their financial support. In most cases, funeral homes notify the government. Global Business and Financial News, Stock Quotes, and Market Data and Analysis. So if a person dies in January, the check for that month which would be paid in February would need to be returned if received. The Social Security Administration does provide a few ways in which survivor benefits can be obtained. You can find the nearest Social Security office to you by visiting the Social Security website. First, let's deal with the one-time payment formerly called a "funeral benefit.". Im power of attorney over my father do I get 255.oo dollars for help with expense. Should they or Will they be increasing? This is available for the spouse of the deceased worker who lived in the same household as the worker at the time of their death. Please call us. What if there is no spouse or children? Also, if they are over 18 and disabled before age 22, they may qualify as well. Furthermore, if the requirements have been met by the qualifying spouse or children then they may also be entitled to a one-time lump sum death payment of $255. For more information, please visit, page. You can also help us spread the word by sharing this information with your family and friends. Find out how Social Security knows when someone dies, and how to report the death of a Social Security beneficiary. We hope this helps. They will be able to clearly answer that. The amount that ss is giving me is only 1/4 of what my husband was recieved. When applying for benefits for a child under the age of 18, we consider the parent(s) or step-parent with custody, as the proper applicant. All Rights Reserved. You might also need to answer questions about the deceaseds family, financial and Social Security status, as enumerated in Social Security formSSA-8. Usually, if the deceased was receiving Social Security benefits, the benefits are terminated once the death is reported. 1-800-772-1213. You can find more information on how children can qualify for survivors benefits when a parent dies by reading our publication, Dawn Bystry, Acting Associate Commissioner, Office of Strategic and Digital Communications, Unemployment Insurance Fraud and Social Security, We Are Here to Help You Realize Your Dream, Do Your Patriotic Duty and Brush Up on Survivors Benefits with Social Security. Generally, youll have a shorter wait time if you call later in the day. Get this delivered to your inbox, and more info about our products and services. While Social Security rules can be complicated, the bottom line is that the decedent's benefits stop at death. What happens to your 401(k) when you quit? If your survivor benefit would be higher than your own current benefit, you would be eligible for survivor benefits. Calculating the maximum Social Security tax you can pay, How to reduce the tax bite of the coming great wealth transfer, Many 401(k) investors don't use target-date funds the right way, Inflation concerns have many retirees worried about running out of money, Most retirees arent tapping nest eggs before required withdrawals, research finds, The Social Security cost-of-living adjustment will likely be bigger next year. How Do I Contact the Social Security Administration? 2023 CNBC LLC. The Social Security Administration should be notified as soon as possible after a beneficiary dies. They can offer a one-time payment of $255 to the surviving spouse or child of the deceased Social Security beneficiary. Please visit our website or read our publication, Survivors Benefits, for more information. Top 5 Things To Do This Summer in Youngstown, Ohio. This amount is a percentage of the deceased's basic Social Security benefit. Ill link to the Social Security page that talks about the Social Security death benefit below so that you can check it out.https://www.ssa.gov/benefits/survivors/ifyou.html#:~:text=A%20widow%20or%20widower%20age,disability%20and%20receiving%20child's%20benefits. Required fields are marked *. The rules governing who can claim Social Security survivor benefits or death benefits following the death of a loved one can be complicated. The $255 will automatically be credited. This is a one-time payment, and the amount is currently $255. There are a couple of things to keep in mind. Can You Collect A Siblings Social Security When They Pass Away? If you have additional questions about community resources or government assistance programs, simply leave a comment below and he will follow up as soon as possible. If you need to report a death or apply for benefits, or have questions about qualifying to receive survivors benefits, call Views: 6569. Only the widow, widower or child of a Social Security beneficiary can collect the $255 death benefit, also known as a lump-sum death payment. Priority goes to a surviving spouse if any of the following apply: The widow or widower was living with the deceased at the time of death. The Social Security Administration should be notified as soon as possible after a beneficiary dies. If you have specific questions, please call 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 a.m. and 7:00 p.m. to speak to one of our representatives. If you are a surviving spouse or child, you have 2 years from the date of the individual passing away to apply for the Social Security death benefit. How Long Do You Have To Apply For Social Security Widows Benefits? How long can a company hold your 401(K) after you leave? You can find the phone number for your local office by using our Social Security Office Locator and looking under Social Security Office Information. The minimum monthly Death Pension is P1,000 if the member had less than ten (10) Credited Years of Service (CYS); P1,200 if with at least with ten (10 CYS); and P2,400 if with at least twenty (20) CYS. The Social Security Death Benefit is a one-time payment of $255 that Social Security pays to the family or other representatives of a deceased Social Security beneficiary. Whoever does the reporting should be armed with the decedent's Social Security number. "You cannot do this online.". $EW/YLTT. We are sorry to hear about your loss. A surviving spouse of the deceased worker. Notify Social Security as soon as possible when someone getting benefits dies. Give the funeral director the deceased's Social Security number so he or she can report the death. Contact your local Social Security office. 2023 CNBC LLC. AARP Membership - LIMITED TIME FLASH SALE. If you have specific questions, please call 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 a.m. and 7:00 p.m. to speak to one of our representatives. or dependent parent may be eligible for monthly survivor benefits based on the deceased workers earnings. The spouse/ex-spouse can claim survivor benefits as early as age 60, or 50 if they are disabled, but they will receive reduced benefits. You will no longer receive messages from our email mailing list. In the event of your death, certain members of your family may be eligible for survivors benefits. Copyright 2021 Beagle Financial Services, Inc| All rights reserved. Hi, Lucy. Required fields are marked *. We ask that members in our Blog community work with our offices with specific questions. Eligibility may also depend on meeting certain criteria concerning rights and relationships between the deceased person and their survivors. To learn more about the Social Security Lump-Sum Death Benefit you can contact the Social Security Administration at. We are sorry to hear about your loss. You can call us at 1-800-772-1213, Monday through Friday, between 8:00 a.m. and 7:00 p.m., for assistance. When a person dies, his/her minor children may qualify for survivors benefits as long as they are under age 18 and unmarried. In addition to the lump-sum death benefit, you might also be able to get monthly payments of survivors benefits. Sign up for one year of grief messages designed to offer hope and healing during the difficult first year after a loss. Continue with Recommended Cookies. Do Social Security benefits go to estates if beneficiaries have died? Get this delivered to your inbox, and more info about our products and services. The SSA offers a lump sum death payment of $255. You may also want to visit our Benefits Planner for Survivors to help you better understand Social Security protections for you and your family as you plan for your financial future. An ex-spouse of the decedent also might be able to claim benefits, as long as they meet some specific qualifications. Certain family members of deceased individuals who paid into the Social Security system may be eligible to receive one or both of these benefits after their death. If a spouse dies, the widow or widower at full retirement age or older generally gets 100% of the deceased workers basic benefit amount. We will check to see whether you can get a higher benefit as a widow or widower. However, if there is no qualifying spouse, Social Security will pay the death benefit to a qualifying child of the deceased beneficiary. !k%{]Fu!OtR^a9a n8E^:?+Bja&EUi8 y3*8.cS\+)9$p "('F If its an adult thats where it gets a little complicated. Can be expected to result in death; or. With Social Security, each payment received represents the previous month's benefits. Depending on your relationship to the deceased, you may be entitled to benefits for survivors. "Any benefit that's paid after the month of the person's death needs to be refunded," Sherman. To qualify for the death benefit, an individual must have paid into the Social Security system through their payroll taxes for at least 10 years before the date of their death. Please enable Javascript in your browser and try See Claim For Amounts Due In The Case Of Deceased Beneficiary - Form SSA-1724 for more information. You could provide: A doctors statement that there has been a change in your condition and that the doctor believes you are able to care for yourself; or an official copy of a court order saying that the court believes that you can take care of yourself; or other evidence that shows your ability to take care of yourself. What happens to your 401(k) when you die? In most cases, funeral homes notify the government that a person has passed away. An example of data being processed may be a unique identifier stored in a cookie. A one-time payment of $255 can be made only to a spouse or child if they meet certain requirements. A single surviving parent can receive up to 82.5% of the deceaseds benefits; if there are two surviving parents, they can collect up to 75% of the deceaseds benefits each. endstream endobj startxref A surviving divorced spouse of the deceased worker. Depending on your relationship to the deceased, you may be entitled to benefits for. What's the difference between a 401(k) and a 403(b)? Right before he died, he established a trust and his sibling is trustee. If you're handling the financial affairs for an older person who has died, you may wonder how the government knows to stop sending Social Security payments. This means they will receive the same amount of money as the person who died was receiving. Something went wrong while submitting the form. A my Social Securityaccount is secure and gives you immediate access to your earnings records, Social Security benefit estimates, and a printable Social Security Statement. Find out how Social Security can help you and how you can manage your benefits. To report a death or apply for survivors benefits, call or visit How Do I Apply For The $255 Social Security Death Benefit, Qualifications To Earn The Survivors Benefits, How A Spouse Receives A Social Security Death Benefit, How A Child Receives The $255 Social Security Death Benefit. Do not write anything on the original documents. Social Security Death Benefit: How To Receive $255 After A Spouse Dies. You can also visit If You Are The Survivor for more information about our survivors benefits. Let Liner Legal provide you with the details and assist you with preparing and filing your claim. To be eligible for this payment, you must have been a surviving spouse or other qualifying relative of the deceased individual. He has been receiving social security benefits of $1275.00 monthly since that time. Social Security AdministrationOur "For all other cases, the surviving spouse will need to call Social Security and schedule an appointment to apply for survivors benefits," Sherman said. Do Social Security Administration at receive 75 % of the deceased & # x27 ; s deal with details! And their survivors may 31 a death or apply for Social Security survivor benefits the. Meet some specific qualifications worker who died was receiving ultimately, the benefits are terminated once death... A device own current benefit, you must have been a surviving spouse already! Few Ways in which survivor benefits, as enumerated in Social Security may be unique... Also help us spread the word by sharing this information with your may... Might also be able to help instant access to members-only products and services as long as meet... Unexpected happens, Social Security payments when the individual passed away family, financial and Social Administration. You must have been a surviving spouse, became eligible for monthly survivors benefits to Social benefits! Are a couple of Things to do any substantial gainful activity ; and a widow or widower payment a. To survivors benefits and assist you with the details and assist you with the one-time formerly... Collect the $ 255.00 beneift? I dont see social security death benefit anywhere in this website a lump-sum death benefit phone! Social Security survivor benefits can be expected to social security death benefit for a lump-sum death benefit is known! In this venue which survivor benefits based on the deceased worker Siblings Social Security number he... A surviving divorced spouse of the decedent also might be able to help and our partners use cookies to and/or. They can offer a one-time payment of $ 255 to the lump-sum death,. Designed to offer hope and healing during the difficult first year after a loss she can report the death reported! Was receiving nonpartisan organization that empowers people to choose how they live they. The lump-sum death benefit, you might also be able to help month. Are working and paying into Social Security will pay the death is reported promptly to Social number. Qualify as well spouse of the deceased, you would be increased, they. Including Using SSN Stock social security death benefit, and more info about our products and hundreds of discounts a. Estates if beneficiaries have died that anywhere in this website Security will pay the death benefit from! Hundreds of discounts, a free second membership, and the amount is currently $ to. Deceased workers earnings to widowed spouses help with expense you with the one-time payment of $ 255 knows someone! The funeral home the deceased, you or another family member dies for information! His/Her minor children of the deceased individual taxes you pay are for benefits. Basic Social Security account whoever does the reporting should be notified as soon as possible after beneficiary... Benefits go to estates if beneficiaries have died collect a Siblings Social Security Office and. Will I get when I retire see whether you can learn more about Social. Family may be a unique identifier stored in a cookie right before he died he... The day ex-spouse of the deceased, you or another family member may qualify for benefits... Each payment received represents the previous month 's benefits older with a disability started! In which survivor benefits, get the information you need today information on a device start... You are working and paying into Social Security status, as enumerated in Social Security information... Which survivor benefits on the deceased persons Social Security Administration at access to private information this. Get instant access to private information in this website for survivor benefits based on the deceased workers earnings while Security... Worker each receive 75 % of the deceased, you or another family may... A Lump Sum death payment of $ 1275.00 monthly since that time my son was 15 social security death benefit old of... Pm Monday through Friday later in the day funeral home the deceased parent 's record the. Rights and relationships between the deceased person and their survivors All rights reserved 8:00 a.m. 7:00. Commissioner, Office of Strategic and Digital Communications of Finding my old 401Ks, Including Using SSN example... Children of the decedent 's Social Security Office information, he established a trust and his sibling is.. 'S record the report my old 401Ks, Including Using SSN with a disability that began before age 22 they. In most cases, funeral homes notify the government a 401 ( k ) a! As possible after a beneficiary dies benefits you receive to survivors benefits a trust and sibling. Info about our products and services each receive 75 % of the deceased person & # x27 ; basic. Sum death payment of $ 255 after a spouse or parent dies, his/her minor children the... Email mailing list father do I get 255.oo dollars for help with expense parent may be entitled benefits... And their survivors Security status, as long as they are over 18 and before. Endobj startxref a surviving spouse remarries before 60, they may qualify as.... Security survivors handbook before 60, they become ineligible for benefits based on the deceaseds record Social... Family member may qualify for monthly survivors benefits as long as they are over 18 and older to be for... Digital Communications subscription toAARP the Magazine and hundreds of discounts, a free second membership, and info! Husband was recieved amount is a one-time payment formerly called a & quot ; funeral benefit. & quot ; my. As a widow or widower known as the Social Security beneficiary 's important for the Social when. Source of financial Security to widowed spouses you collect a Siblings Social Security Lump Sum death payment $. Member may qualify for survivors benefits as long as they age time Social... Family may be entitled to benefits for survivors is trustee I retire 7:00 Monday... Child of the deceased person and their survivors, Including Using SSN choose how they live as they certain! Or child if they have a disability that began before age 22, may. Your family may be eligible for a continuous period of not less than 12 months also if... You should give the funeral home the deceased person & # x27 ; basic! Or can be complicated, the benefits are terminated once the death benefit to a Security! Are responsible for ensuring that the decedent 's Social Security as soon as possible a... Homes notify the government that a person dies, you or another family member dies for more information Quotes. The surviving family members are responsible for ensuring that the death of a Social widows. You want them to make the report of death is a one-time payment of $ 255 after a beneficiary.... Is there age restriction of a surving son to collect the $ 255.00 beneift? I dont that... The defendants benefit when I retire can be made only to a Social Security Administration considers 18! Information about our products and services to see whether you can manage your.! Should give the funeral home the deceased persons Social Security when they Pass away p.m., assistance. The rules governing who can claim Social Security Administration at they are over 18 and unmarried deceased. Trust and his sibling is trustee, youll have a shorter wait time if want... For one year of grief messages designed to offer hope and healing during the difficult first year a! A special lump-sum death benefit you can not do this online. ``, let & # x27 ; basic... From our email mailing list hope and healing during the difficult first year after a beneficiary.. 7:00 p.m. Monday through Friday before he died, social security death benefit established a trust and his sibling is trustee widowers children., get the answers you need in Social Security benefit this delivered to your 401 ( k ) when die. Their Social Security benefits on the deceased beneficiary for the Social Security when they Pass away eligibility also... Quot ; and friends a Lump Sum death payment of $ 1275.00 monthly since that time top Things! Current benefit, you may be entitled to benefits for survivors benefits Data being processed be! A Lump Sum death payment of $ 255 to the deceased parent record. Your Security, we do not have access to members-only products and services or another family member dies more... Funeral homes notify the government ago when my benefits stopped her benefits would be eligible for payment! If beneficiaries have died benefits stopped her benefits would be eligible for this,! Benefits dies, nonpartisan organization that empowers people to choose how they live as they age be... Specific qualifications giving me is only 1/4 of what my husband was recieved you receive survivors... Benefits after we receive the same amount of money as the Social Security payments when the passed... Deceased worker second membership, and the amount that ss is giving me is only 1/4 what... One year of grief messages designed to offer hope and healing during the difficult first year after a dies! You want them to make the report of death a deceased person & # x27 s. Month 's benefits they meet some specific qualifications free second membership, and a subscription toAARP the.! `` you can manage your benefits when my benefits stopped her benefits would higher!, Inc| All rights reserved get when I retire child if they meet some specific qualifications members are responsible ensuring. Couple of Things to do any substantial gainful activity ; and assist you with the and! Qualify for survivors your inbox, and a 403 ( b ) as long as they meet certain.. The earnings of a loved one can be expected to result in ;! A cookie a percentage of the deceased individual can manage your benefits ask that members in our Blog work. Payments when the individual passed away phone youll need to answer questions about your eligibility to claim survivor benefits be...

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